5/22/16 Wow, just a little over one month from my first entry. Somehow we have pretty much knocked out this emergency fund. We have never had a savings before in our lives. Yet in a month we have managed to scrounge together almost $1000. Definitely not by our own abilities that is for sure. It’s … [Read more…]
5/15/16 Mind. Blown. There are months with 5 weeks? That means there are months where we get extra paychecks?! What? Where have they all gone? I am terrified to include them in the budget because I’m pretty sure I must be mistaken. But those checks we got at the end of April that I moved … [Read more…]
5/9/16 Alright, $600 in the emergency fund, a budget that we cant quite make get to 0 and a lot of hours of overtime, but we have made it through the month. Although I always blamed my husband, I have realized that I too have a spending problem. I am just sneakier about it. Plus, … [Read more…]
*Disclaimer: This point contains affiliate links. Please see full disclaimer for more information. Are your hands full of seashells or starfish? A few weeks ago, I heard a sermon illustration about a little boy who spent every summer searching the beach for a starfish. While he searched, he would pick up seashells he encountered along … [Read more…]
This may be hard to hear. You may need to sit down first. Brace yourself…. You don’t really need a TV. Or cable. Or Netflix. Or Hulu. Phew, I said it. I’m glad we got that out in the open. You look a little green….. Are you feeling ok? Stay seated, just relax. Breathe…. Let … [Read more…]
Disclaimer: Some of my posts do include affiliate links. This one does not. I am sharing this information with you because I believe in it because I know it works. I am not affiliated in any way with Dave Ramsey or Financial Peace University. Disclaimer: I am not affiliated in any way with Dave Ramsey … [Read more…]
*Disclaimer: This point contains affiliate links. Please see full disclaimer for more information. This evening, as I was sitting with my toddler, he began to play with my stomach “skin” and sing, “bouncy, bouncy, bouncy boo!”…thanks bud. For years, I yearned to look like the cover of a magazine, have six pack abs, and turn … [Read more…]
Debt Free Diary Disclaimer Before you dive into reading my diary about our journey toward freedom from debt, I feel like I need to warn you about a few things. In the beginning, I was not writing this diary with the intention of adding it to a blog. They were just my thoughts in the … [Read more…]
*Disclaimer: This point contains affiliate links. Please see full disclosure for more information. 4/23/16 So, I now fully understand why Dave (you like how we are on a first name basis now? I mean, he’s invaded my head, my house, my marriage, he pretty much lives with us) says not to take up any big … [Read more…]
*Disclaimer: This point contains Amazon affiliate links. In no way is this post sponsored by Dave Ramsey. Please see full disclosure for more information. 4/20/16 The Bible says, “Thou shalt not covet.” That is so much harder than it sounds. I don’t even “covet” normal things. I want a job I like. I want to … [Read more…]