Debt Free Diary- Ready for a new season

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3/23/17

Is it Spring yet?

It has been a rough winter. My son has been sick with pneumonia now 4 times. Between hospital bills, medicine, missing work and lack of sleep, the debt free journey has been at a bit of a standstill. On the upside, I am not freaking out of the pile of bills that keep growing. I know that we will be ok. Thankfully we have had a wonderful friend coming all winter to come take care of him. She helps us clean up the house and always does 5 billion times more than what we have asked her to. Sadly, she is going back to her “real job” next week and my son is going back to daycare. I know that we have been self-medicating with bad habits. We have slipped back into the habit of Friday night= no cooking but have scaled down from weekly restaurants to weekly frozen pizzas. I purchased the essential oil kit I’ve wanted for over a year to “cure” my baby. We splurged on health food to cure him too. We are just searching for answers in all the wrong places. But the worst part is, I don’t even care. I just don’t have the energy to focus on anything other than getting him better.

I know that we have been self-medicating with bad habits. We have slipped back into the habit of Friday night= no cooking but have scaled down from weekly restaurants to weekly frozen pizzas. I purchased the essential oil kit I’ve wanted for over a year to “cure” my baby. We splurged on health food to cure him too. We are searching for answers in all the wrong places. But the worst part is, I don’t even care. I just don’t have the energy to focus on anything other than getting him better.

Last month my viejita (the car) was sideswiped on my way into work. I spent another few weeks without a car and back pain thanks to the accident. I got a rental while it was in the shop and agreed to pay for the Enterprise insurance even though I knew it was a scam. They are good at using your fear against you. I came to my senses after two days…$50 later.

My husband hit a deer with his car that same week. It’s just been a long few months. I am ready for a new season with less drama.

The Brighter Side

I saw that Dave Ramsey is coming to Philly so we bought tickets on a whim. No it was not in the budget (but I’ll add it in…I’m a pro at that these days). I hope that will be the reboot that we need to get back on track.

Thankfully, through all this drama we have been able to get by just fine, overdraft and credit card free. I guess I never mentioned that I got a promotion back in October with a decent raise. I have to work a lot more now than I used to hour wise, but I have a job that I truly enjoy. On top of that we have been able to pay our friend to watch our son, medical bills, and all these other unexpected expenses without much of a struggle.

My husband passed a really hard welding test that will open up many new opportunities for him in the future.

My goal for this month is to find the positive and focusing there. I tend to be a glass half empty with a side of dishwasher cloud kind of person. But through every cloud, a few rays of sunshine escape. Sometimes you just have to look harder to find them than others.

 

Author: Vanessa

Mom. Writer. Lover of all things DIY. My mission is to empower my fellow creatives to show money who’s boss, ditch debt and follow their dreams. Achieving debt freedom isn’t easy but our dreams are worth it!

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