Debt Free Diary- Entry 8- The long winter

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It has been much too long. So much has happened in the last 6 months.

Life without a car.

I turned in my Elantra and went car-less for a month. I cried for about 2 minutes and may or may not have smacked my husband when he made a joke about my lack of car after leaving me standing on the street corner for a good long while waiting for him to pick me up after turning it in.

I realized that working in Philly without a car is actually not hard. I enjoyed riding my bike to the train station (when it was nice out) and learned that I can survive without a car. However, I knew that cold weather was coming and those bike rides to the train station wouldn’t be so pleasant.

Ironically, when we took Eder’s car to the mechanic for its inspection, the mechanic just happened to have a 1999 Toyota Camry in that day that was being inspected in order to sell. It only had 25,000 miles on it and was in wonderful condition. He let us look it over and promised to give the owner my information. I was elated for days. I just knew I’d found my car. However, when the seller got ahold of me, she wanted 3,500 for it. Our budget was 2,000. My excitement couldn’t have deflated much quicker- back to the drawing board.


A few weeks later, we drove to Middle of Nowhere, PA to meet my parents halfway. They came armed with gifts, as always. Among them was a large sum of money from a person who heard about our journey to get out of debt and wanted to help out. They had no idea I needed a car. They just felt the desire to help out.

We were in shock. God is so good.

For the first time, we allowed ourselves to be uncomfortable long enough to let Him provide instead of relying on credit cards. We saw first hand God’s economy. To make the deal even sweeter- one of Eder’s family members had called us earlier that week asking for some financial help. We painfully had to say no.

However, with the blessing of this unexpected gift, we were able to buy a car (the very one I had seen at the mechanic- for $1000 less than what she originally wanted-cash for the win once again!), pay off a credit card, and bless someone else. It felt amazing. But it was still a bumpy ride.


Gael spent the night tossing and turning and in the morning was very short of breath. My mom begged us to take him to an urgent care. After an hour or so there, we were sent to the hospital to learn that he had pneumonia and RSV. How quickly the tables turn. We spent the night at the hospital and had to beg them to let us go home the next day.

This was the beginning of a winter full of hospital trips, medication, sleepless nights and stress. For some reason, the little man just couldn’t seem to shake his respiratory issues. So, we have just been hanging on for the past few months and I have not really made writing a priority. Hopefully, things will get better and we will get back on track soon.

Author: Vanessa

I am a free spirit who learned to use creativity as a key to success in chasing after debt freedom. I am a mom, lover of all things DIY, a little bit of a treehugger and modern-day hippy and an encourager to the core. If you need a little inspiration for your debt free journey, you’ve come to the right place.

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